Ritco Group, Inc.

When stormy weather wreaks havoc on your home’s roof, filing a storm damage claim is essential to get the necessary repairs underway. But before you start the claims process, you might want to consider calling a roofer first to save time and money.

With their expertise in identifying damage, estimating repair costs, and navigating the claims process, local roofing companies can be your key to a smooth and successful storm damage claim. Continue reading to learn more about the benefits of reaching out to a professional roofer before filing a claim with your insurance company. 

Reasons to Call a Roofer First

When dealing with storm damage, you might initially think contacting your insurance company should be the first step. However, involving a professional roofing company from the very beginning offers several advantages.

Assessing the Damage

A thorough inspection of your roof is crucial to identify the damage caused by the storm. Experienced roofers possess the knowledge and expertise to spot every issue, from the most visible damage to the more subtle ones that are unrecognizable to the untrained eye. By accurately assessing the extent of the damage, you can ensure that your insurance claim will cover all the necessary repairs.

Estimating Repair Costs

Once the inspection is complete, your roofer will provide you with an estimate for the cost of repairs. This detailed breakdown can be invaluable when filing your storm damage claim as it clearly explains the expenses of restoring your roof. With this information, you can have more informed conversations with your insurance provider and potentially avoid disputes or disagreements over the claim amount.

Providing Documentation

You must have proper documentation for your claim to be approved. A professional roofer can help you by providing photographs, detailed inspection reports and repair estimates that effectively support your claim. This documentation strengthens your case and gives your insurance company all the necessary information for a prompt and fair assessment.

Assistance With the Claims Process

Navigating the storm damage claims process can be daunting, particularly for homeowners who have never dealt with such a situation. A professional roofer with experience handling storm damage claims can guide you through the process, offering advice and answering any questions you may have. Having a professional on your side can make the claims process much smoother and more manageable. With their expertise, your roofer can navigate the often-confusing world of insurance claims, saving you time and avoiding frustrations.

Advocacy and Representation

Whether your home is old or a new construction, having an advocate who understands the intricacies of the insurance claims process can make a significant difference. Your roofer can act as your representative, communicating with the insurance adjuster on your behalf. They can present your case effectively, providing the necessary evidence and documentation to support your claim. With their expertise, your roofer can ensure that your interests are protected and you’ll receive the compensation you deserve.

Temporary Repairs

After a storm, mitigating any damage to your roof is essential. Your roofer can perform temporary repairs to prevent leaks or further damage until a permanent solution is implemented. These temporary measures will safeguard your property and demonstrate to your insurance company that you’ve taken immediate action to protect your home.

Choosing the Right Roofer

Not all roofing companies are the same, so finding the right roofer to handle your storm damage claim is a must. Consider the following factors when making your choice:

Experience and Expertise

Select a roofer with a proven track record in dealing with storm damage claims. A roofing company familiar with the local weather conditions in Tennessee, and their impact on roofs is better equipped to assess the damage accurately. This expertise directly translates into a more efficient claims process and a higher likelihood of success.

Licensing and Insurance

Choose a licensed and insured roofing company to protect yourself and your property during the repair process. This ensures that the roofer is operating legally, abides by local building codes and can provide financial protection in case of accidents or damage during the repair process.

Reputation and Reviews

Researching a roofing company’s reputation can provide valuable insight into the quality of their work and customer service. Look for recommendations from friends or family, or check online review sites to ensure you’re choosing a roofer that will deliver a positive experience.

Fair Estimates

It’s advisable to obtain quotes from several reputable roofers before deciding. Ask each roofer to provide a detailed written estimate that includes the scope of work, materials to be used and the project timeline. Be wary of significantly lower quotes compared to others as they may indicate subpar workmanship or hidden costs.

Certifications and Manufacturer Relationships

Check if the roofing company holds certifications from reputable manufacturers. Certifications indicate that the roofer has undergone specific training and can offer extended warranties on materials. Additionally, strong relationships with manufacturers can ensure access to quality roofing products.

Communication and Responsiveness

Assess the roofer’s communication skills and responsiveness. A reliable roofing company should promptly return calls, address your concerns and keep you informed throughout the project. Clear communication is vital to ensuring a smooth and satisfactory experience.

Written Contract

Once you’ve chosen a roofer, ensure that all the agreed-upon terms, including the scope of work, timeline, cost, and warranty details, are outlined in a written contract. Review the contract carefully and seek clarification on any unclear points before signing.

Storm Chasers

Be cautious of storm chasers, transient roofing contractors that follow severe weather events and prey on homeowners needing repairs. They often offer quick fixes and subpar workmanship and may not be available for warranty claims or follow-up services. Instead, choose a local roofing company with a solid reputation and an established presence in your community.

Considering these factors and conducting thorough research, you can select a reputable and reliable roofing company to handle your storm damage claim or any roofing project. Finding the right roofer will help ensure quality work, peace of mind and satisfactory results.

Request a Roofing Quote Today!

Filing a storm damage claim can be a stressful and complicated process. Calling your roofer should be your first step when dealing with storm damage and initiating an insurance claim. 

If you’re in Columbia, Franklin, Brentwood or the surrounding areas and need to file a storm damage claim, don’t hesitate to contact Ritco Group, Inc. at (931) 381-0175. You may also send us message online to get connected. We have assisted local clients with their commercial roofing or storm damage repair needs. Our experienced team is here to help you navigate the process and get your roof back to its best condition as quickly and efficiently as possible.