From new construction to repairs and maintenance, projects involving your roof are often major undertakings. This is why it’s important to make sure you’re always dealing with good and reputable professionals when it comes to your roof requirements. There are many things you can check to find out if your contractor is trustworthy like the company’s licensing information and portfolio of previous work. Another important thing to check is the proof of insurance.
Roofers can be protected by different kinds of insurance. Before you sign any contract with your roofing company, make sure you ask for proof that its workers and your home is insured and covered. Here are a few tips on the essential types of insurance your roofer must always carry.
Should any unexpected event occur that would prevent your new construction or roof replacement from being completed, you don’t want to be on the hook for paying a new company or contractor to finish the job. This is where bonds come into play. You can think of bonds as a fund of sorts that can cover the cost of paying a new contractor if your roofer is suddenly unable to do the work for whatever reason.
Liability insurance works similarly to bonds in that they ensure that your roofing project is completed without you having to pay extra. The difference is that liability insurance covers you in case the problem is caused by a mistake on the part of the contractor.
In most states, you may be held responsible for any accident that happens on your property. Local roofing companies that have workers’ compensation (or workers’ comp) protect you against these types of problems. Make sure you ask for proof of this before hiring a contractor.
At Ritco Group, you can trust that all our services are bonded and insured. Give us a call at (931) 381-0175, or fill out our contact form to request a free estimate today. We serve homeowners in Brentwood, Franklin and Columbia, as well as other nearby areas.